TABLE OF CONTENTS
- How the fee works
- Checking your bill and invoices
- Paying your bill: the Credit Balance
- Can I withdraw my credit balance?
- What if I miss the payment deadline?
- Billing system
- Can I use my personal wallet with Blockonomics?
- Frequently asked questions
10 free transactions, then a flat 1% fee. No hidden charges, no custody of your funds. Simple, transparent pricing.
Blockonomics charges a flat 1% fee per transaction on cryptocurrency received through our services: plugins, API, or widget. That's it. No setup fees, no monthly subscription, no hidden markups.
| Free transactions | First 10 (any plugin or API) |
|---|---|
| Fee per transaction | 1% of crypto received |
| Monthly bill minimum | Rolled over if under $10 |
| Setup fee | None |
| Hidden charges | None |
Blockonomics is completely non-custodial — we can never touch your revenue. Payments go directly from your customer to your own wallet. The 1% fee is billed separately at the end of the month; it is never deducted from the payment itself.
How the fee works
Blockonomics routes payments straight to your own wallet. For BTC, a unique address is generated per checkout from your linked wallet's xPub. For USDT, payments go to your linked address directly. In both cases, Blockonomics never sees or holds the money. We simply log a 1% fee against the transaction and add it to your monthly bill.
Example: You receive 0.25 BTC across several transactions in a month. Your bill at the end of the month is 0.0025 BTC (1% of 0.25 BTC).
Why non-custodial matters
Many "low fee" or "zero fee" Bitcoin payment processors make up for it by manipulating the BTC exchange rate before forwarding your funds, effectively charging commissions as high as 3–5%. Because Blockonomics never holds your funds:
- We have no financial incentive to manipulate the exchange rate — our fee is transparent and fixed at 1%.
- Payments arrive instantly in your own wallet — no waiting days for funds to be forwarded.
- Your funds can't be stolen even if a Blockonomics server were ever compromised, since we never held them in the first place.
Try it free: every merchant account includes 10 free transactions across all plugins and the API, no credit card required. After your 10th transaction, the 1% fee applies to all future incoming payments.
Checking your bill and invoices
- Go to your Billing Page.
- Choose the month you want to review.
- Click Statement PDF to download a full invoice listing every transaction and the total amount owed.
Paying your bill: the Credit Balance
You don't pay each bill manually. Instead you keep a Credit Balance — a prepaid balance funded with BTC — and your monthly bill is deducted from it automatically:
- Send BTC to the address shown on your Billing Page, and it's added to your Credit Balance.
- If your balance falls short of a bill, the bill stays due and your credit stays untouched — top up and it clears automatically. (Small shortfalls under $10 are simply carried into your next bill.)
- Top up in advance and future bills are paid without any action from you.
To recharge your Credit Balance:
- Open your Billing Page. The Bitcoin address shown there is your recharge address — anything you send to it is added to your Credit Balance.
- Copy the address into your wallet, or scan the QR code, and send the amount you want to load.
- Have a coupon code? Enter it on the same page.
How much should you load? At minimum, enough to cover your current bill. Since the fee is just 1%, $10 of credit covers $1,000 in revenue, so loading a bit extra up front can cover several months of bills. Larger deposits earn bonus credit: 5% on 0.001–0.01 BTC, 10% on 0.01–0.05 BTC, and 20% above 0.05 BTC.
Can I withdraw my credit balance?
No. The Credit Balance is prepaid fee credit, not a wallet — it can only be used to pay your monthly Blockonomics bill. Load only what you expect to use for fees (terms and conditions).
Looking for your customer payments instead? There is nothing to withdraw from Blockonomics — your revenue never sits with us. Every payment goes directly from your customer to your own wallet, so your money is already there. If a payment seems missing from your wallet, see Discovering missing funds in your wallet.
Affiliate commissions are the exception: after verification, referral earnings can be paid out to your wallet, or used as credit towards your fees. See the referral program page for how to request a payout.
What if I miss the payment deadline?
Nothing happens right away. Your account stays active through the end of the month even if you miss the 10th. While the bill is unpaid you'll get reminder emails on the 20th and 28th — they stop the moment it's paid. If the bill is still unpaid by month's end, your merchant account is disabled and can't receive new payments — but as soon as you pay the overdue amount, your account automatically reactivates.
Paid, but your account is still disabled? Check these first:
- Your transaction has confirmed on the Bitcoin network.
- The Billing page shows the bill as paid — if your deposit didn't fully cover the outstanding amount, the remainder is still due and the account stays disabled.
- Both fine and still disabled? Open a support ticket with the transaction ID.
Billing system
Blockonomics consolidates all your fees into one monthly bill, generated automatically.
| When | What happens |
|---|---|
| 1st of the month | Bill for the previous month is generated; you get an email |
| 10th of the month | Payment due date |
| 20th of the month | Reminder email if unpaid |
| 28th of the month | Final reminder email if unpaid |
| End of the month | Account disabled if the bill remains unpaid |
Note: If a month's bill comes to under $10, it isn't charged immediately — it rolls over and accumulates with the next month's bill. This repeats until your balance reaches $10 or more.
Can I use my personal wallet with Blockonomics?
You can, but you shouldn't — dedicate a wallet to your store. Blockonomics treats every payment arriving in a linked wallet as a sale, so personal transfers to the same wallet are billed the 1% fee like any other incoming payment. Keeping a separate wallet for personal use means your personal transactions never touch your billing.
If a personal transfer has already been counted, contact support with the transaction ID(s) and we will review it.
Frequently asked questions
Isn't 1% too much?
Often cheaper in practice: processors advertising "0% fees" typically take a hidden 3–5% through exchange-rate markups (see why non-custodial matters above). Our fee is flat, transparent, and can't be padded.
Can I prepay for several months at once?
Yes. Load as much credit as you like — since the fee is 1%, $50 of credit covers $5,000 in revenue. Bills deduct automatically until the balance runs low, and larger deposits earn bonus credit (see "How much should you load?" above).